Please help me out here?

well let me tell you something i still a virgin and i'm 20 i have a girl friend and have had a couple before. i have had plenty opportunities of not being a virgin but to me i think that there is not better than loose your virginity to the person you love the most. the person that will spend be with you the rest of your life. i think that you are too young to loose your virginity. you should wait 2-3 more years until you are old enough to decide. if the guy really loves, he would wait.